Richard E.S. (Sandy) Bowen
Corporate Banking
“The key to a successful banking relationship is taking the time to not only thoroughly understand a borrower’s business and the entrepreneur’s goals, but also for a business owner to understand the bank and how decisions are made. I think business owners are looking for an advocate within the bank and banker continuity. This forges a long-term relationship and that is what I enjoy.”
Client Focus: Atlanta-based middle market companies
Experience: 20 years working in corporate banking, investment banking, and middle market lending
Education: Virginia Tech, BS; Kennesaw State University, MBA
Affiliations: The Cathedral of Christ the King; The Nine O’ Clocks; Capital City Club; Buckhead Lions Club; The Breakfast Club; Junior Achievement; The Atlanta Chamber of Commerce; The America Cancer Society
Representative Transactions:
- $10 million line of credit to a linen distribution business
- $9.7 million term loan to finance an owner-occupied distribution facility
- $11.3 million equipment and real estate term loans to finance a new warehouse facility
- $4.0 million line of credit to support working capital for a commodity distribution company