Consumer Financial Resources




Consumer Ed - A guide to making smart credit decisions

Making a major purchase or using a credit card can be an overwhelming and confusing experience. The Governor's Office of Consumer Protection has designed the Consumer Ed website as a comprehensive resource to help you make wise decisions - whether you're buying a car, getting your first house or apartment, applying for credit or trying to manage your money.

 


Your Credit Reports and Credit Scores: Simple Steps to Make Them Better

The FDIC published this helpful article about how to improve your credit reports and credit scores.




Learn About Identity Theft

On this site, run by the Federal Trade Commission, consumers can learn how to avoid identity theft - and learn what to do if their identity is stolen. Visit the site.




New Overdraft Rules for Debit and ATM Cards

New Federal Reserve rules give debit and ATM card users additional options regarding overdrafts.




Credit Decision and Notice Guide for Consumers

Maintained by the Federal Reserve, this web site is intended to help consumers understand the new notices they will receive when credit reports or credit scores affect a lender's decision to grant credit.




Fraud Alerts from the FDIC

The FDIC publishes Consumer Alerts on this website concerning current scams.




Foreclosure Prevention

Hosted by the FDIC, this website provides information that may be helpful to consumers on foreclosure-related issues.




FDIC Electronic Deposit Insurance Estimator

EDIE lets consumers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts-what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.